What an Insurance Lawyer can do for Accident Benefits and Disputes
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Under Ontario law, if you have suffered injuries involving a motor vehicle (e.g. car, bus, motorcycle etc.), you are obliged to seek certain benefits from your own insurance company regardless of who is at fault for the accident.
As our insurance lawyers will tell you, the types of compensation you could receive in these cases include:
- Income replacement to help make up for lost income from your job should you be disabled
- Medical and rehabilitation benefits for treatment and assistance
- Caregiver benefits
- Attendant care benefits
- Funeral expenses and death benefits
- Lost education benefits
- Housekeeping benefits
- And many other benefits pursuant to the Statutory Accident Benefits Schedule under the Insurance Act
There are also some cases where you are not eligible to receive benefits. Our insurance lawyers can you help you determine this.
Filing for accident benefit claims under the Insurance Act and disputing an insurance company’s refusal to award benefits is a complex system. If you are denied benefits or unsure of what you are entitled to, you should ensure that you have representation from counsel that is experienced in this area. For example, our insurance lawyers can counsel you on certain things that you might not be aware of, like the obligation on the part of the insurance company to provide written notice of their decision to cease providing further benefits to you and the reasons for it. Or they can advise you on the fact that you must apply for mediation within two years of the insurance company’s refusal to pay for the benefits claimed.
Unlike many insurance lawyers in Ottawa, we have extensive knowledge of the insurance industry. This means that while we have the expertise in representing the insured, we also have a strong understanding of how insurance companies work and how they will defend themselves in court. With this knowledge of the other side, we are well equipped to get you closer to receiving the compensation that you’re seeking. Let the experience and expertise of an insurance lawyer at our firm help guide you through any questions, dispute or uncertainty you encounter.