Property Damage Claims
If you are a homeowner with an insurance policy on your property, there is a legal contract in place between yourself (the insured), and your insurance company (the insurer), to protect your home and belongings if they are damaged.
Most insurance policies offer coverage for:
- The structure of your home
- The contents of the premises
- The costs for additional living expenses
There are certain exceptions to insurance policies when it comes to events like earthquakes or sewer back-ups, but additional coverage can be bought to cover special cases like these.
Sometimes home owners have losses to their house or property caused by fire, water damage, flooding or other causes. Some causes may be covered by your homeowner’s policy while others may not.
If you are having problems with your insurance company honouring the terms of your policy or an insurer denying your claim, call our team to ensure that your rights are protected and you receive the coverage you are entitled to under your policy.
If coverage is not provided for under your policy, we may be able to assist you in a claim to recover from a responsible third party such as a construction company that damaged your property while doing work or contractors who have performed their work in a shoddy and unsatisfactory manner. Allow our skilled insurance lawyers to help you resolve any disputes or obtain compensation for any losses you have suffered.